10 Tips For Saving Money in Everyday Life - Money Grow

Breaking

Make Money with Social Media, E-commerce, blogs, freelance, Websites, and more

mercredi 18 novembre 2020

10 Tips For Saving Money in Everyday Life

  10 Tips For Saving Money in Everyday Life

 

10 tips for saving money in everyday life



Every week we present you with new solutions for earning euros through the Internet, but we can't stress it enough: saving money efficiently is also good for the bank account. Consumption of energy, food and transport, for example, is a considerable expense every day. These seem indispensable for everyday life, and tend to eliminate any chance of putting a little money aside.

However, we should not lose hope, because there are some very simple tricks. They can be applied to save money easily, day after day. The aim is to establish a strategy for reducing bills and adopting new ways of spending in this consumer society.

1. Save energy

You can't do without energy. It is hardly possible to completely eliminate the consumption of water and electricity, yet it is possible to reduce it. All you have to do is change a few habits.

As far as water is concerned, it should not be allowed to run while washing clothes, doing the dishes or brushing your teeth. It would also be smart to think about collecting rainwater (put a bucket outside during showers). Once filtered and brought to a boil, this water can be used for cooking too.

To save electricity, opt for more cost-effective lighting: choose low-energy light bulbs or LED bulbs. However, don't forget to switch off all the lights before going to bed. It is also best to unplug all electrical and electronic appliances during the night. Telephone and laptop chargers and Wi-Fi routers should also be disconnected from the mains when not in use, during the day, at weekends or during those times when you are not at home.

2. Equip yourself intelligently

There is often a temptation to invest in new equipment, which may be less expensive, but which over time will inflate the bills. You should take precautions and check the energy consumption labels of the equipment you want to buy.

When you decide to use the washing machine, it is best to wait until it is full. Afterwards, avoid using the drying function and prefer to hang the laundry outside.

Heating and air conditioning are also major energy consumers. Ideally, you should add a layer of clothes during the cold season and remove it when it's hot and open doors and windows for breezy air circulation. But if you can't do without these air-conditioning systems, it's best to program them according to your presence.

Modifying cooking appliances also reduces energy consumption. Induction hobs are generally more advantageous than other solutions. However, baking in the oven is even more advisable to save money, as it also allows you to prepare tasty dishes.

3. Change the daily routine

Change your habits: make a shopping list before going to the supermarket to cut down on unnecessary spending and choose discount products first.

Rather than enriching the coffee shop, make coffee at home. You can bring your lunch in boxes on working days, etc. These simple methods will reduce your outside purchases. Also, cooking yourself is healthier and more economical than buying for every meal. It's better to prepare meals in large quantities, so you can freeze and reheat them as needed. This process is both economical in terms of money and time.

Think about the use of your vehicle before you decide to take it: parking fees, fuel and various repair costs are parameters that should not be overlooked. For daily errands, it's better to take public transport or join a carpool.

4. Think before every purchase

Before making any purchase, you should ask yourself about the usefulness of the good or service you want to spend money on. Going through the Internet, asking those around you or people who have already used it, etc. are essential processes to avoid regretting the expense.

 
When spending money, it is better to use cash than credit cards, as using credit cards can result in extra costs. In addition, making cash purchases is much cheaper than buying on credit. Don't hesitate to use discount coupons, loyalty cards and chasing sales to meet your clothing needs. Garage sales and various flea markets may also be enough to equip yourself properly. Not forgetting barter, which can sometimes prove useful...

5. Keep only what is essential

At home, we all tend to clutter up our homes with a lot of superfluous objects and products: if we stick to the essentials, we pollute less space - and save money on a regular basis. For example, when it comes to cleaning products, you don't need to carry dozens of references.

In fact, supermarket chains always offer a wide range of alternatives: the products have a variety of fragrances or different properties, according to the labels... In truth, you can be quite content with basic and economical solutions such as :

  •     Baking soda
  •     White vinegar
  •     Marseille soap
  •     A little lemon


These four alternatives are enough to clean the whole house, degrease, dust, shine or remove bad smells. Don't be seduced by the marketing slogans of the different brands of cleaning products, you will naturally save money.

6. Buy second-hand

We were telling you about garage sales and flea markets, where you can find all kinds of equipment at bargain prices. But, more generally, if you want to spend less money on a daily basis, we advise you to take advantage of the opportunity before thinking about buying something new.

Of course, there are no flea markets every day in your city. However, many people near you can sell things they no longer use. On sites like the Good Corner, Rakuten and eBay, millions of ads are posted every day.

On social networks, more and more groups are forming: there are people selling all kinds of equipment in the same region (or sometimes even in a single city). This allows you to find household appliances, furniture, decoration, clothes, high-tech objects or even DIY tools at very low prices and close to home.

7. Take care of your household appliances

Programmed obsolescence is feared by all those who do not want to spend too much money on buying all kinds of devices. Indeed, some people give up very quickly, after a few years, which forces you to constantly buy new equipment. The term "programmed obsolescence" refers to the practices of certain manufacturers, which "bind" their equipment, making it more fragile and less durable.

However, brands should not be demonised: they are not always responsible for premature wear and tear. In fact, users are advised to take good care of all their equipment in order to prolong its life. For example, anything that works with hot water is at risk of scaling: scale deposits must be regularly removed to avoid premature failure.

When you move into a new house or flat, check with your local council for information on water hardness. Locally, there are sometimes larger quantities of limescale. If you know that your water is particularly hard, you can protect yourself: use special products for the washing machine or filter it before putting it in the iron, among other things.

8. Check the quality of your insulation

Heating is a real item of expenditure for families. Programming different cycles is a good first step towards saving money - but it is not enough. For example, if you want to reduce your heating bills, you have to insulate your home well.

Naturally, redoing all the openings or insulating a roof represents a real investment: it is advisable to do it when necessary, as this initiative generates significant energy savings in the long term. Sometimes, small jobs that don't cost too much can also make a difference: adding an insulating seal to doors and windows - or installing fabric beads at the foot of doors - limits air ingress.

At the same time, a few good habits will also help you to keep the heat inside your living rooms better: close the shutters every night and use thick curtains. However, curtains should never touch or brush against the radiators.

9. Grow your own vegetable garden


If you have the opportunity to set up a vegetable garden in your home, don't miss this opportunity: you will find a rather pleasant hobby and, at the same time, you will make great savings on various everyday purchases. Many vegetables, such as tomatoes, lettuce, cucumbers and courgettes, are very simple to grow. Even if you don't have a green thumb, you are able to achieve satisfactory results.

Better still, when you grow your own food, you avoid using various substances that are not very beneficial to the body (chemicals, treatments of all kinds). Naturally, if you do not have the possibility of planting your own vegetables, you can find other solutions to pay less for them: generally, frozen foods are marketed at attractive prices. Vegetables are not processed, they are raw products. They are theoretically frozen quickly after picking (the rules vary from brand to brand).

10. Compare prices before filling up.


Even if you think before you take the car, in order to reduce transport costs as much as possible, you still need to fill up the tank more or less regularly. Here again, high fares are not always a foregone conclusion. Before going to your local petrol station, start by using a mobile application such as "Essence & Co", which specialises in comparing the prices of different petrol stations.

If you use "Waze" as your GPS, this application also allows you to geolocate the stations closest to your location - and check the rates. By using these little tools before you go to the pump, you'll earn a few cents on each tank, which is not insignificant.

In everyday life, you can spend less thanks to various tips: some are common sense, others require a little research. Finally, one of the most important tips for keeping your money is to keep a regular record of all your expenses. This will help you establish a real budget plan for a long-term economic vision.

 

Aucun commentaire:

Publier un commentaire